BUSINESS COVER VISA COVER CRUISE COVER LEISURE COVER SENIOR COVER STUDENT & WORKING HOLIDAY
BENEFITS Sum Insured Sum Insured Sum Insured Sum Insured Sum Insured Sum Insured
1. MEDICAL & RELATED EXPENSES R 20,000,000 R 2,000,000 R 15,000,000 R 12,000,000 R 10,000,000 R 4,000,000
Medical Expenses - due to Terrorism R 1,000,000 R 100,000 Nil R 500,000 Nil R 500,000
Medical Excess R500 outpatient R500 outpatient R500 outpatient R500 outpatient R1,000 outpatient 180 days: Nil/181 days+ R1,000
Pre-existing Medical Conditions R 100,000 Nil Nil R 40,000 Nil Nil
Pre-Existing Excess Hospitalisation of more than 48 hrs N/A N/A Hospitalisation of more than 48 hrs N/A N/A
Follow-up treatment in SA R2,000 (R500 p.d.) Nil R2,000 (R500 p.d.) R2,000 (R500 p.d.) R2,000 (R500 p.d.) R2,000 (R500 p.d.)
Medical Evacuation, Repatriation, Transport Real Expense Real Expense Real Expense Real Expense Real Expense Real Expense
2.PERSONAL ACCIDENT - DEATH/DISABILLITY R 500,000 R 100,000 R 50,000 R 250,000 Nil R 150,000
3. ASSISTANCE SERVICES            
24 Hour Nurse Line Assistance Assistance Assistance Assistance Assistance Assistance
Household Assist R1,500 repair limit R1,500 repair limit R1,500 repair limit R1,500 repair limit R1,500 repair limit Nil
Traumaline Assistance Assistance Assistance Assistance Assistance Nil
Cash Advances Assistance Assistance Assistance Assistance Assistance Assistance
Accompanying Family Member Real Expense Real Expense Real Expense Real Expense Real Expense Nil
Alternative Employee/Resumption of Assignment R 10,000          
Legal Assistance R 15,000 R 10,000 R 15,000 R 15,000 R 15,000 R 3,000
Visit by any one person R 15,000 R 7,500 R 10,000 R 10,000 R 10,000 R 7,500
Repatriation of Mortal Remains Real Expense Real Expense Real Expense Real Expense Real Expense Real Expense
4. CANCELLATION & CURTAILMENT R 20,000 R 7,500 R 20,000 R 15,000 R 15,000 R 10,000
C&C Excess 10% of claim, min. R500 10% of claim, min. R500 10% of claim, min. R500 10% of claim, min. R500 10% of claim, min. R500 10% of claim, min. R500
Missed Connection R 3,000 R 1,000 R 2,000 R 2,000 R 2,000 Nil
Missed Connection Excess Minimum 4hour connecting time Minimum 4hour connecting time Minimum 4hour connecting time Minimum 4hour connecting time Minimum 4hour connecting time N/A
Premature Return in case of death R 10,000 R 10,000 R 10,000 R 10,000 R 10,000 Nil
5. INCONVENIENCE COVER            
Luggage Delay R 2,000 R 1,000 R 1,000 R 2,000 R 2,000 Nil
Luggage Delay Excess 10 hrs 24 hrs 10 hrs 10 hrs 10 hrs N/A
Travel Delay R 1,000 R 1,000 R 1,000 R 1,000 R 1,000 Nil
Travel Delay Excess 10 hrs 24 hrs 10 hrs 10 hrs 10 hrs N/A
6. PERSONAL LIABILITY R 3,000,000 R 500,000 R 2,000,000 R 2,000,000 R 2,000,000 R 2,000,000
Excess R 1,000 R 1,000 R 1,000 R 1,000 R 1,000 R 1,000
7. HIJACK R100,000 (R5,000 p.d.) R2,000 (R500 p.d.) R5,000 (R500 p.d.) R5,000 (R500 p.d.) R5,000 (R500 p.d.) Nil
Excess 24 hrs 24 hrs 24 hrs 24 hrs 24 hrs N/A
ACCUMULATION LIMIT R 20,000,000 R 2,000,000 R 15,000,000 R 12,000,000 R 10,000,000 R 4,000,000
*Please note that this is a summary of benefits.  Refer to the Policy Wording for full details www.travelinsure.co.za 086 14...