Africa and Asia travel insurance

Africa, Asia, Indian Ocean & Middle East Travel Insurance

  • Cheap travel insurance for travel in Africa, countries in and around the Indian Ocean, or in the Middle and Far East
  • Up to 12 million rands for emergency medical protection and evacuation
  • Includes R50,000 for pre-existing conditions
  • Pain stilling dental treatment and optical expenses
  • One adult can also add 5 children to their cover free of charge provided the children are financially dependent and under 21 years old

Our Africa, Asia, Indian Ocean & Middle East travel insurance offers cheap cover for travel in Africa, countries in and around the Indian Ocean, or in the Middle and Far East. This cover is cheap because the evacuation and medical cover for countries in this area of the world are relatively cheaper than other international destinations. Rest assured that the quality of medical cover is just as good. Choose this cover for your journey provision only if you are traveling in the above areas.

Frequent Traveller

If you travel often throughout the year you have the option to purchase our frequent traveller which will cover your travel insurance throughout the year. This option works out to be the cheapest travel insurance and the most convenient if you travel several time a year. more about frequent traveller

Excess Waiver

You can waive the excess that you will be charged in the event that you make a claim by paying just R100.

Terms and conditions of sale

International Cover Worldwide

Free Children
Up to 5 children share cover free of charge subject to you having legal custody of the children and read more...
Children under 21 yrs (share cover)
Maximum Age Limit
You have to be under 70 to qualify for this policy.
69 yrs inclusive
Emergency Medical and Related Expenses
Regent will pay the necessary unexpected and emergency medical expenses incurred due to injury or illness up to the maximum limit of R12,000,000
R 12 000 000
Medical expenses - Adventure sports
you are covered under Section 1 Emergency Medical and Related Expenses if you participate in any of the following activities, provided that the standard safety gear and helmets are worn: ....Read More
R 1 000 000
Medical Excess - less than 6 months
This means the first amount, or period, of each and every loss payable by you as shown here,
R 500 outpatient
Medical Excess - more than 6 months
This means the first amount, or period, of each and every loss payable by you as shown here,
R 1 500 outpatient
Related expenses
Optical expenses
Where optical treatment is required as a result of a sudden and unexpected Illness, Regent will pay for emergency optical treatment provided by a registered medical practitioner or optician up to R2, 000. ....Read More
R 2 000
Provisional pain-stilling dental expenses
Where dental treatment is required as a result of a sudden and unexpected Illness, Regent will pay for emergency dental treatment provided by a registered medical practitioner or dentist up to R2, 000. ....Read More
R 2 000
Accompanying family member
If your travel companion is left stranded in the event of your hospitalisation, repatriation or death, Regent will pay for their accommodation and transportation back to their country of residence, with a qualified escort if necessary, up to the limit of liability shown here. ....Read More
Real Expense
Repatriation of mortal remains and coffin expenses
In the event of your death Regent will pay the reasonable costs to repatriate your mortal remains to your country of residence, up to the limit of liability shown here. ....Read More
Real Expense
Compassionate emergency visit by any one person
If you are hospitalised outside your country of residence, and you do not have an accompanying family member on your insured journey, Regent will at the recommendation of the attending medical practitioner, pay for reasonable accommodation and travelling costs for your spouse or relative .. ....Read More
R 10 000
Hospital Cash Benefit
If you are hospitalised due to Injury or Illness outside your country of residence, Regent will pay you a daily lump sum for each completed day (24 hours) in hospital up to the limit of liability shown here ....Read More
R3,000 (R300 p.d.)
Medical Expenses - Terrorism
Medical expenses up to the limit of liability as shown here as a direct result of the below causing bodily Injury to you and arising from: any Terrorist Act or the use of military force in response to a Terrorist Act. ....Read More
R 500 000
Pre-Existing Medical Conditions
If as a result of a sudden and unexpected acute onset of a pre-existing medical condition you require medical treatment while on your trip then Regent will pay for Emergency medical and related expenses up to the limit of liability as stated here for the medical expenses and hospitalisation costs. ....Read More
R 50 000
Pre-Existing Excess Hospitalisation of 48 hrs +
Medical Evacuation/Repatriation/Transportation
If you require emergency treatment due to an Injury or Illness during your trip then Regent may, subject to the overall limit: 1. Move you from one location to another in order for you to receive adequate medical treatment and/or; 2. Arrange for your return to the Republic of South Africa. ....Read More
Real Expense
Personal Accident
If you suffer accidental bodily Injury during the insured journey, which causes your death Regent will pay up to the maximum limit of liability in your schedule of benefits to your beneficiary. ....Read More
In-flight and Not in-flight (excl. Adventure sports)
If you have an accident as above and the accident occurs during your flight or during your holiday this cover applies. ....Read More
R 50 000
Assistance services
Assistance Services means that you are entitled to the worldwide services of Regent Travel Assist. The following additional services can be arranged up to the Limit of Liability stated in the schedule of benefits.
Cash Advances
In the event of a financial emergency Regent will arrange the transfer of the required cash advance into your account. The funds must be repaid in full plus an additional 10% administration fee.
Assistance
Emergency travel and accommodation arrangements
Regent will provide you with all reasonable, possible and practical assistance in arranging for emergency alternative accommodation and onward or return transportation, at your own cost.
Assistance
Transmission of urgent messages
Regent will transmit messages to you or on your behalf in the event of travel delay, Illness or Injury.
Assistance
Alternative employee or resumption of assignment
This policy does not cover you for this.
Nil
Legal Assistance
Locating legal counsel and if necessary an advance of funds for bail up to the limit of liability. ....Read More
R 15 000
24 Hour Nurse Line
You will have access to a professional Assistance Service that will deal with any health query. This service is offered in nine official South African languages.
Assistance
Consular referral
Regent will provide you with the relevant details of diplomatic representatives wherever possible.
Assistance
Household Assist
A 24-hour help line which provides you with access to a nationwide network of approved emergency services in South Africa, including locksmiths, plumbers, beekeepers, glaziers and electricians.
R3,000 repair limit
Trauma Line
Provides necessary assistance such as the details of the police or the nearest local emergency Assistance Services in the case of: a) Assault b) Hijacking c) Child Abuse d) Medical emergency e) Most other violent and non-violent forms of trauma
Assistance
Cancellation
Cancellation cover is for financial loss you suffer when you do not use pre-paid travel and accommodation because you are unable to start your trip. ...Read More
R 10 000
Curtailment
Curtailment cover applies if you are forced to cut short a trip you have already started, and return to your Country of Residence because of one of defined changes in circumstances ...Read More
R 7 500
Postponement of your journey
If you need to postpone the start of or the return flight of your Insured Journey, Regent will pay any flight penalties, economy class travel costs or additional three-star accommodation costs up to the limit of liability stated here. ...Read More
R 2 000
Cancellation due to visa application being denied
In the event that your journey is cancelled due to the rejection of your visa application,Regent will reimburse you, up to the limit of liability stated here. ...Read More
Nil
Missed connection (Min. 4 hr connecting time)
If you miss your flight under certain conditions the extra costs of continuing your journey will be covered ...Read More
R 2 000
Natural Disaster Cover
If the booked accommodation cannot be lived in as a direct result of fire, flood, earthquake, storm or tsunami Regent will pay for the value of unused arrangements, ...Read More
R 2 000
Travel Supplier Insolvency Cover
If the travel supplier where you purchased your travel arrangements goes bankrupt this will cover you up to the limits stated here ....Read More
R 10 000
Section 4: Excess R 500
Inconvenience Cover
Theft or Damage to Baggage
If your baggage is stolen or damaged covered for the limit of liability shown here as follows: ....Read More
R 5 000
Accidental Loss of Baggage
If you accidentally lose personal items you are covered to the limit of liability shown here ...Read More
R 1 000
Baggage Excess R500
Single item limit on baggage and personal items
A single item limit applies as shown here. You are advised to insure any valuable items exceeding this single item limit on a separate All Risks policy.
R 2 500
Sunglasses (no excess applicable)
You are covered as shown here. You are advised to insure any valuable items exceeding this single item limit on a separate All Risks policy.
R 1 000
Electronic Equipment
A personal computer and similar electronic equipment and their fittings and accessories including software, hardware and carry cases are deemed to be a single item and are limited to R5,000 per insured person.
R 5 000
Single item limit for cellular phones
Unless otherwise stated, single items are limited to the amount shown here. You are advised to insure any valuable items exceeding this single item limit on a separate All Risks policy.
R 1 000
Cash/Travel doc's (R250 Excess)
Cover for the loss resulting from theft of your travel documents and cash but limited to expenses incurred within the country where the loss occurred in having the documents replaced. ....Read More
R 1 000
Baggage Delay (6 hrs min.)
If your accompanied Baggage is temporarily delayed, misdirected or misplaced during the Insured Journey for a minimum time period according to the limits shown here, Regent will pay up to the limit of liability stated for the purchase of essential items of clothing and personal effects. Regent will only pay this benefit if your Baggage is returned to you after a delay. ....Read More
R 2 000
Snow Sport Cover
If you are going skiing see the specific items below that you are covered for Read More
Ski Equipment
The value or repair of your own or hired ski equipment, if they are lost, stolen or damaged during your trip, up to the limit of liability stated here. ...Read More
R 1 000
Ski Pack
The unused portion of your ski pack costs paid for or contracted to be paid for before your trip commenced, up to R1,000 per week up to a maximum of the limit of liability. ....Read More
R 4 000
Avalanche Closure
Regent will pay for: The reasonable additional travel and accommodation expenses up to R4,000 incurred as a direct result of an avalanche if you are unable to reach or leave your booked destination. ....Read More
R 4 000
Piste Closure
The reasonable additional travel and accommodation expenses up to a maximum of R4,000 incurred as a direct result of your pre-booked resort being closed due to a lack of snow. ....Read More
R 4 000
Travel Delay (6 hrs min.)
Covers you for essential expenses incurred when the departure of your scheduled public transport in which you have arranged to travel is delayed for a minimum time period according to your schedule of benefits and up to the limit of liability stated here. ....Read More
R 2 000
Security Travel Delay (6 hrs min.)
Covers you for essential expenses incurred when the departure of your scheduled public transport in which you have arranged to travel is delayed due to a security alert or terrorist incident. The security alert or terrorist incident can be in the country you are departing from, a country you are connecting in or in the country of your final destination. ....Read More
Nil
Personal Liability (Excess: R1,000)
If during your Insured Journey you become legally liable for accidental bodily Injury to, or the death of, any person and/or Accidental Loss of or damage to their property, then on condition that there is no other insurance in force covering the loss, the material damage or your liability, Regent will cover you (or in the event of your death, your legal personal representatives) against: ....Read More
R 1 000 000
Hijack of Public Transportation (24hrs min.)
If the public conveyance in which you are travelling is hijacked and your Insured Journey is interrupted for at least 24 hours, Regent will pay you R500 for each full day for which you are detained under duress by the hijack, up to the limit of liability stated here. ....Read More
R 5 000 (R 500 p.d.)
Kidnap and wrongful detention
Kidnap Nil
Wrongful Detention Nil
Rental Car Excess Nil
Excess Waiver - Optional Extension
If you pay the additional premium Regent will waive all Excesses noted in your Schedule of Benefits. ....Read More
Excesses waived (if purchased)
Accumulation limit
means the maximum amount Regent will pay under this policy for any one Accident or series of Accidents arising from one source or cause during your Insured Journey.
R 12 000 000