Africa and Middle East

Budget Travel Insurance

Leisure Travel Insurance

Senior Travel Insurance
  International Cover International Cover Worldwide International Cover Worldwide International Cover Worldwide
Maximum Age Limit 69 yrs inclusive 69 yrs inclusive 69 yrs inclusive 70 - 80 yrs inclusive
Emgergency Medical and Related Expenses  R 12 000 000 R 25 000 000 R 60 000 000 R 10 000 000
A) Medical expenses - Adventure sports R 1 000 000 R 2 000 000 R 5 000 000 Nil
B) Related expenses        
Optical expenses R 2 000 R 2 000 R 2 000 R 2 000
Provisional pain-stilling dental treatment R 2 000 R 2 000 R 2 000 R 2 000
Accompanying family member Real Expense Real Expense Real Expense Real Expense
Repatriation of mortal remains and coffin expenses Real Expense Real Expense Real Expense Real Expense
Compassionate emergency visit by any one person R 10 000 R 10 000 R 15 000 Real Expense
Hospital Cash Benefit R3,000 (R300 p.d.) R3,000 (R300 p.d.) R3,000 (R300 p.d.) Nil
C) Medical Expenses - Terrorism  R 500 000 R 500 000 R 500 000 R 100 000
D) Pre-Existing Medical Conditions R 50 000 R 100 000 R 300 000 Nil
Pre-Existing Excess Hospitalisation of 48 hrs + Hospitalisation of 48 hrs + Hospitalisation of 48 hrs + Not applicable
1E) Medical Evacuation/Repatriation/Transportation Real Expense Real Expense Real Expense Real Expense
Medical Excess - less than 6 months  R500 outpatient R500 outpatient R500 outpatient R1 000 outpatient
Medical Excess - more than 6 months R1 500 outpatient R1 500 outpatient R1 500 outpatient N/A
Personal Accident         
In-flight R 50 000 R 100 000 R 250 000 Nil
Not in-flight (excl. Adventure sports) R 50 000 R 100 000 R 250 000 Nil
Assistance services        
Cash Advances Assistance Assistance Assistance Assistance
Emergency travel and accommodation arrangements Assistance Assistance Assistance Assistance
Transmission of urgent messages Assistance Assistance Assistance Assistance
Alternative employee or resumption of assignment Nil Nil Nil Nil
Legal Assistance R 15 000 R 20 000 R 20 000 R 15 000
24 Hour Nurse Line Assistance Assistance Assistance Assistance
Consular referral Assistance Assistance Assistance Assistance
Household Assist R3,000 repair limit R3,000 repair limit R3,000 repair limit Assistance
Trauma Line Assistance Assistance Assistance Assistance
Cancellation R 10 000 R 20 000 R 25 000 R 15 000
Curtailment R 7 500 R 10 000 R 15 000 R 10 000
Missed connection (Min. 4 hr connecting time) R 2 000 R 5 000 R 10 000 R 5 000
Natural Disaster Cover R 2 000 R 2 000 R 2 000 R 3 000
Travel Supplier Insolvency Cover R 15 000 R 15 000 R 25 000 R 15 000
Section 4: Excess 10% of claim, min R500 10% of claim, min R500 10% of claim, min R500 10% of claim, min. R500
Inconvenience Cover        
Theft or Damage to Baggage R 5 000 R 10 000 R 15 000 R 10 000
Accidental Loss of Baggage R 1 000 R 2 500 R 5 000 R 2 000
Baggage Excess 10% of claim, min. R500 10% of claim, min. R500 10% of claim, min. R500 10% of claim, min. R500
Single item limit R 1 500 R 2 000 R 2 000 R 2 000
Cash/Travel doc's (R250 Excess) R 1 000 R 1 000 R 1 000 R 1 000
Baggage Delay (6 hrs min.) R 2 000 R 2 000 R 2 000 R 2 000
Travel Delay (6 hrs min.) R 2 000 R 2 000 R 2 000 R 1 000
Personal Liability (Excess: R1,000) R 1 000 000 R 2 000 000 R 3 000 000 R 2 000 000
Hijack of Public Transportation (24hrs min.) R5,000 (R500 p.d.) R20,000 (R500 p.d.) R30,000 (R1,000 p.d.) R5,000 (R500 p.d.)
Accumulation limit R 12 000 000 R 25 000 000 R 60 000 000 R 10 000 000

 

Business Travel Insurance

South African Visitors Travel Insurance

Student Travel Insurance
  International Cover Worldwide Non SA citizens/residents  International Cover Worldwide
Maximum Age Limit 65 yrs inclusive 69 yrs inclusive 16 - 30 years inclusive
Emgergency Medical and Related Expenses  R 60 000 000 R 5 000 000 R 5 000 000
A) Medical expenses - Adventure sports R 1 000 000 Nil R 250 000
B) Related expenses      
Optical expenses R 2 000 R 2 000 R 2 000
Provisional pain-stilling dental treatment R 2 000 R 2 000 R 2 000
Accompanying family member Real Expense Real Expense Real Expense
Repatriation of mortal remains and coffin expenses Real Expense Real Expense Real Expense
Compassionate emergency visit by any one person R 15 000 Real Expense Real Expense
Hospital Cash Benefit Nil Nil Nil
C) Medical Expenses - Terrorism  R 100 000 R 100 000 R 100 000
D) Pre-Existing Medical Conditions R 500 000 Nil Nil
Pre-Existing Excess Hospitalisation of 48 hrs + Not applicable Not applicable
1E) Medical Evacuation/Repatriation/Transportation Real Expense Real Expense Real Expense
Medical Excess - less than 6 months  R1 000 outpatient R1 000 outpatient R500 outpatient
Medical Excess - more than 6 months R1 500 outpatient R1 500 outpatient R1 500 outpatient
Personal Accident       
In-flight R 500 000 Nil R 50 000
Not in-flight (excl. Adventure sports) R 500 000 Nil R 50 000
Assistance services      
Cash Advances Assistance Assistance Assistance
Emergency travel and accommodation arrangements Assistance Assistance Assistance
Transmission of urgent messages Assistance Assistance Assistance
Alternative employee or resumption of assignment R 10 000 Nil Nil
Legal Assistance R 15 000 R 15 000 R 15 000
24 Hour Nurse Line Assistance Assistance Assistance
Consular referral Assistance Assistance Assistance
Household Assist Assistance Assistance Assistance
Trauma Line Assistance Assistance Assistance
Cancellation R 30 000 R 10 000 R 15 000
Curtailment R 20 000 R 7 500 R 10 000
Missed connection (Min. 4 hr connecting time) R 10 000 R 5 000 R 2 000
Natural Disaster Cover R 3 000 R 3 000 R 3 000
Travel Supplier Insolvency Cover R 25 000 Nil R 5 000
Section 4: Excess 10% of claim, min. R500 10% of claim, min. R500 10% of claim, min. R500
Inconvenience Cover      
Theft or Damage to Baggage R 15 000 Nil R 5 000
Accidental Loss of Baggage R 5 000 Nil Nil
Baggage Excess 10% of claim, min. R500 Not applicable 10% of claim, min. R500
Single item limit R 2 000 Not applicable R 1 500
Cash/Travel doc's (R250 Excess) R 1 000 R 1 500 R 1 000
Baggage Delay (6 hrs min.) R 2 000 R 1 000 R 2 000
Travel Delay (6 hrs min.) R 1 000 R 1 000 R 1 000
Personal Liability (Excess: R1,000) R 3 000 000 R 500 000 R 2 000 000
Hijack of Public Transportation (24hrs min.) R100,000 (R5,000 p.d.) Nil R5,000 (R500 p.d.)
Accumulation limit R 60 000 000 R 5 000 000 R 5 000 000