Business CompleteLuxury LeisureEconomy LeisureAfrica, Asia, Indian Ocean & Middle EastYouthSeniorGroupInbound
International Cover WorldwidexxxxxxxForeigners traveling in South Africa
Free ChildrenChildren under 21 yrs (share cover)Children under 21 yrs (share cover)Children under 21 yrs (share cover)Children under 21 yrs (share cover)Not availableNot AvailableChildren pay full premiumChildren under 21 yrs (share cover)
Maximum Age Limit69 yrs inclusive69 yrs inclusive69 yrs inclusive69 yrs inclusive16-38 yrs inclusive70-80 yrs inclusive69 Years Inclusive (Min. 10 people)69 yrs inclusive
Emergency Medical and Related Expenses R 100 000 000R 100 000 000R 25 000 000R 12 000 000R 8 500 000R 100 000 000R 25 000 000R 5 000 000
Medical expenses - Adventure sportsR 1 000 000R 5 000 000R 2 000 000R 1 000 000OptionalNilR 2 000 000R 100 000
Medical Excess - less than 6 months R 500 outpatientR 500 outpatientR 500 outpatientR 500 outpatientR 1500 outpatientR 500 outpatientR 1000 outpatientR 500 outpatient
Medical Excess - more than 6 monthsN/AR1 500 outpatientR1 500 outpatientR1 500 outpatientR1 500 outpatientN/AR1 500 outpatientN/A
Related expenses
Optical expensesR 2 000R 2 000R 2 000R 2 000R 2 000R 2 000R 2 000R 2 000
Provisional pain-stilling dental treatmentR 2 000R 2 000R 2 000R 2 000R 2 000R 2 000R 2 000R 2 000
Accompanying family memberReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal Expense
Repatriation of mortal remains and coffin expensesReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal Expense
Compassionate emergency visit by any one personR 15 000R 15 000R 10 000R 10 000Real ExpenseReal ExpenseR 10 000Real Expense
Hospital Cash BenefitNilR3,000 (R300 p.d.)R3,000 (R300 p.d.)R3,000 (R300 p.d.)NilNilR3,000 (R300 p.d.)Nil
Medical Expenses - Terrorism R 100 000R 500 000R 500 000R 500 000R 100 000R 500 000R 100 000R 100 000
Pre-Existing Medical ConditionsR 500 000R 500 000R 200 000R 50 000NilNilR 200 000Nil
Pre-Existing ExcessHospitalisation of 48 hrs +Hospitalisation of 48 hrs +Hospitalisation of 48 hrs +Hospitalisation of 48 hrs +N/AN/AHospitalisation of 48 hrs +N/A
Medical Evacuation/Repatriation/TransportationReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal ExpenseReal Expense
Personal Accident
In-flight and Not in-flight (excl. Adventure sports)R 1 000 000R 1 000 000R 100 000R 50 000R 50 000NilR 100 000Nil
Assistance services
Cash AdvancesAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistance
Emergency travel and accommodation arrangementsAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistance
Transmission of urgent messagesAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistance
Alternative employee or resumption of assignmentR 10 000NilNilNilNilNilNilNil
Legal AssistanceR 15 000R 20 000R 20 000R 15 000R 15 000R 15 000R 20 000R 15 000
24 Hour Nurse LineAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistance
Consular referralAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistance
Household AssistAssistanceR3,000 repair limitR3,000 repair limitR3,000 repair limitAssistanceAssistanceR3,000 repair limitAssistance
Trauma LineAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistanceAssistance
CancellationR 40 000R 30 000R 20 000R 10 000R 15 000R 15 000R 20 000R 10 000
CurtailmentR 30 000R 20 000R 10 000R 7 500R 10 000R 10 000R 10 000R 7 500
Postponement of your journeyR 10 000R 10 000R 5 000R 2 000R 5 000R 5 000R 5 000R 10 000
Cancellation due to visa application being deniedR 40 000R 30 000R 20 000NilR 15 000R 15 000R 20 000Nil
Missed connection (Min. 4 hr connecting time)R 10 000R 10 000R 5 000R 2 000R 2 000R 5 000R 5 000R 5 000
Natural Disaster CoverR 5 000R 3 000R 2 000R 2 000R 3 000R 3 000R 2 000R 3 000
Travel Supplier Insolvency CoverR 25 000R 25 000R 15 000R 10 000R 5 000R 15 000R 15 000Nil
Section 4: ExcessR 500R 500R 500R 500R 500R 500R 500R 500
Inconvenience Cover
Theft or Damage to BaggageR 30 000R 25 000R 10 000R 5 000R 5 000R 10 000R 10 000Nil
Accidental Loss of BaggageR 15 000R 10 000R 3 000R 1 000NilR 3 000R 3 000Nil
Baggage ExcessR 500R 500R 500R 500R 500R 500R 500N/A
Single item limit on baggage and personal itemsR 5 000R 5 000R 2 500R 2 500R 2 500R 2 500R 2 500N/A
Sunglasses (no excess applicable)R 1 000R 1 000R 1 000R 1 000R 1 000R 1 000R 1 000N/A
Electronic EquipmentR 5 000R 5 000R 5 000R 5 000R 5 000R 5 000R 5 000N/A
Single item limit for cellular phonesR 5 000R 5 000R 1 000R 1 000R 1 000R 1 000R 1 000N/A
Cash/Travel doc's (R250 Excess)R 2 000R 5 000R 1 000R 1 500R 1 000R 1 000R 1 000R 1 500
Baggage Delay (6 hrs min.)R 5 000R 5 000R 2 000R 2 000R 1 000R 2 000R 2 000R 1 000
Snow Sport Cover
Ski EquipmentR 1 000R 1 000R 1 000R 1 000R 1 000N/AR 1 000N/A
Ski PackR 4 000R 4 000R 4 000R 4 000R 4 000N/AR 4 000N/A
Avalanche ClosureR 4 000R 4 000R 4 000R 4 000R 4 000N/AR 4 000N/A
Piste ClosureR 4 000R 4 000R 4 000R 4 000R 4 000N/AR 4 000N/A
Travel Delay (6 hrs min.)R 5 000R 5 000R 2 000R 2 000R 1 000R 1 000R 2 000R 1 000
Security Travel Delay (6 hrs min.)R 5 000R 5 000NilNilNilNilNilN/A
Personal Liability (Excess: R1 000)R 3 000 000R 3 000 000R 2 000 000R 1 000 000R 2 000 000R 2 000 000R 2 000 000R 500 000
Hijack of Public Transportation (24hrs min.)R 100 000 (R5 000 p.d.)R30,000 (R1,000 p.d.)R20 000 (R 500 p.d.)R 5 000 (R 500 p.d.)R 5,000 (R 500 p.d.)R 5 000 (R 500 p.d.)R20 000 (R 500 p.d.)Nil
Kidnap and wrongful detention
KidnapR 500 000R 500 000NilNilNilNilNilNil
Wrongful DetentionR 50 000R 50 000NilNilNilNilNilNil
Rental Car ExcessR 10 000R 10 000NilNilNilNilNilNil
Excess Waiver - Optional ExtensionExcesses waived (if purchased)Excesses waived (if purchased)Excesses waived (if purchased)Excesses waived (if purchased)Excesses waived (if purchased)Excesses waived (if purchased)Excesses waived (if purchased)Excesses waived (if purchased)
Accumulation limitR 100 000 000R 100 000 000R 25 000 000R 12 000 000R 100 000 000R 10 000 000R 25 000 000R 5 000 000