We are as passionate about travel as anyone else so we sprinkle in travel stories wherever we can that are positive and do not dwell on doom and gloom to scare you into buying travel insurance. There is nothing quite like taking a spirit of adventure to international destinations that are new, unfamiliar and exciting. We know how to take risks but we also know how to mitigate risk and be sensible about potential mishaps that could cost you your next travel story adventure!
We try and disentangle the complications of travel insurance and alert you to what you need cover for and where you may be misled into believing you are covered and simple tips and tricks to ensure you don’t break the rules of your policy terms and conditions and inadvertently jeopardize your cover. Our main aim is to help you select the best travel insurance cover at an affordable price. This does not mean compromising on cover but rather understanding what level of cover is necessary for the risks you are taking and are prepared to accept.
In this article, we explain how travel insurance is made up of two key components which we call travel medical insurance and trip cover. Learn how what makes up the best comprehensive insurance cover for your trip. Understand what you need to know before you buy and what influences the cost of cover. Learn what…
South Africans are by nature, adventuresome and sports mad. It is therefore not uncommon that many South African ask us if we have adventure sports travel insurance which they can participate in whilst on holiday. Several of our policies have adventure sports cover but there are certain activities that are not covered and with some…
On any policy the most important cover is medical cover and most travel insurance policies will focus on this and provide good cover. But what about a policy with gadget cover for expensive items such as cameras, laptops and other electronic goods? It is important to read your policy and not assume you have cover…
Until recently, insolvency cover has been rare in the travel industry. Hence, many travellers have had no protection from the insolvency of a travel provider such as an airline or hotel group. For example, we have seen the difficulties of 1time, Velvet Sky and other airlines that barely got off the ground yet took a lot…
With our busy lives it is convenient to think that little effort is needed before you’re travel abroad because you have free medical aid or credit card travel insurance. Does your membership of your medical aid or using a certain credit card to purchase your airline ticket really give you adequate travel protection when you…
Journey protection for a missed flight really helps your peace of mind if you get delayed and its not your fault. It’s a familiar scenario. You are scheduled to fly out at 21:05 to London Heathrow and then catch a connection to Scotland and 2 hours later you still have not boarded the plane. Finally…
Personal liability is not something you think of when you travel – until you need it as in the case of Craig. When he accidentally knocked over a woman whilst tobogganing near London he was liable for her medical bills and could have had serious trouble.
This is a single tourist visa used to visit a multitude of European countries without needing to use separate visas for each, having a Schengen Visa means that you can travel freely between countries that have a Schengen agreement for up to 90 days in a six month time period. This article tells you everything…
Although it is true that older people are more likely to claim from their travel medical cover, young people should not assume that they will not have a need for the maximum medical cover. There have been cases of young people who become the victim of a car accident or who fall ill whilst travelling…
Any cover provide by our travel insurance is negated if you travel in any areas of a country where a travel warning has been issued by the Foreign and commonwealth office.
Travel warning for Mozambique after dissatisfaction with municipal elections The latest FCO travel insurance warning for Mozambique was issued by the FCO recently (17 October 2023). FCDO travel warning for Mozambique for all travel in the following regions: The districts of Mueda, Nangade, Palma (except Palma town), Mocimboa da Praia, Muidumbe, Meluco, Macomia, Quissanga and…
Uganda, known as the “Pearl of Africa” for its stunning natural beauty, diverse wildlife, and warm hospitality, has been a popular destination for travelers seeking adventure, culture, and safari experiences. However, before planning your trip to this East African nation, it is crucial to be aware of potential risks and travel advisories that may affect…
Since the terrorist attack on tourists in Tunisa, we have received many enquiries about any travel warning for South Africans travelling in Africa. The British Foreign and Commonwealth Office have issued the following warnings where terrorism has occurred in Africa.
Terrorist Attack In Kenya After the appalling terrorist attack in Kenya on the Garissa University, Travelinsure have issued a Kenya travel warning, heeding the latest advice from the Foreign and Commonwealth Office (FC0) for travel to certain areas of Kenya. Garissa, situated in the North Eastern Province around 200 km from the border with Somalia,…